Brightpoint
227 E. Washington Blvd

Fort Wayne, IN 46802
ClaireChapin@mybrightpoint.org
www.mybrightpoint.org

  • quick approval
  • streamlined underwriting
  • no credit reports

Financial Education

The CLC model is customer centric and engages community lenders who understand the needs of consumer loan borrowers. The overarching goal is to help CLC borrowers meet current and ongoing financial obligations and achieve a sense of security in their financial future.
 



How to Access

Workshops

Brightpoint has two ways to access our financial education program: attend our scheduled workshops or go through the FDIC Money Smart Curriculum online. Both options are free of charge.

Please check our events calendar to find the details of our upcoming workshops. If you are interested in attending an upcoming financial education workshop you will need to register by contacting us at CED@mybrightpoint.org or 260-423-3546 ext. 563.

The CLC local lender recruits employers in their community to offer the CLC loan program to their employees. The CLC program is offered at no cost to participating employers in their service territory. When an employee at a participating employer needs a loan, they go to the CLC website to apply. 

Open to general public​.

Community Loan Center loans feature:

THE PROGRAM

If you have any questions about Brightpoint’s financial education program please click here to contact us by email.   Call (260) 423-3546. ext. 563

FOR ADDITIONAL INFORMATION ABOUT THE COMMUNITY LOAN CENTER PLEASE CONTACT:

Financial Literacy classes are offered utilizing the FDIC Money Smart curriculum, a financial education program. Financial education is a key to financial stability, understanding how credit and banking services operate can lead to financial confidence.

Eligibility

An eligible employee can apply for a CLC loan online anytime. The CLC loan approval process is quick and easy since the entire loan application process is automated and credit underwriting is not required. After the employer verifies employment of the employee/borrower, the employee signs the CLC loan documents online. CLC loan proceeds (see diagram above) are transferred directly into the borrower’s bank account. CLC loan repayments begin on the employee’s next payday through payroll deduction. The CLC  lender earns the interest from repayment of the CLC loans. 


Online Financial Education


CLC borrowers may access their account anytime through the CLC website. This innovative website eliminates the need for storefronts and high overhead costs resulting in much lower loan costs.  The CLC program provides free, no obligation financial counseling to all CLC borrowers. The CLC financial counselors help borrowers become more financially empowered to manage their personal finances and to use credit responsibly.
 



  • no collateral
  •  affordable repayment options
  •  no  pre-payment penalties

Contact us


To access the FDIC Money Smart Curriculum you will need to go to their website and register. Once registered you have access to all the different modules listed, from an introduction to bank services to purchasing a home. If you are unable to complete a module, you are able to save your progress and log back in at a later time.